Demand deposit accounts offer complete flexibility, allowing you to top up or withdraw funds at any time.
On Web:
Log in to your Raisin Account and go to 'My Savings' > 'Demand Deposit Accounts'.
Select the relevant account and choose 'Top-up' or 'Withdraw'.
Enter the amount and confirm the request using the mobile verification code sent via SMS.
On Mobile App:
Log in to the Raisin app and tap 'Active Savings' on the 'Raisin Overview' tab.
Select the relevant account and choose 'Top-up' or 'Withdraw'.
Confirm the request using the mobile verification code sent via SMS.
Automate your savings:
You can also top up your Demand Deposit Account directly from your Nominated Account by setting up a recurring standing order. Transfer funds to your Raisin Bank IBAN using the unique payment reference assigned to that specific deposit account. Select 'Savings Plan' within your account details to view full setup instructions and your unique reference.
Important Notes:
All top-ups and withdrawals are processed through your internal Raisin Account (cash deposits or withdrawals are not supported).
Due to international banking processing times across European partner banks, transfers typically take between 1 and 2 business days to settle.