Whether a deposit account rolls over automatically depends on the specific partner bank. You can always check if automatic extension applies in the Product Information Sheet of your chosen deposit account before opening it.
Managing Your Extension Settings
If your deposit account is set to extend automatically, you can turn off this feature at any time up to 5 days before maturity:
On Desktop Web: Log in to your Raisin Account, go to 'My Savings' > 'Deposit Accounts', select your deposit account, and go to 'Renewal options' > 'Edit'.
On Mobile App: Log in to the Raisin app, navigate to 'My Savings', tap on your active account, and turn off automatic extension under account details.
If you deactivate automatic extension, your principal balance and earned interest will be credited to your Raisin Account when your term ends.